Our Website are not intended for children under 18 years of age.
No one under age 18 may provide any personal information to or on the Websites.
We do not knowingly collect Personal Data from children under 18.
If you are under 18, do not use or provide any information on our Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of our Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.
If we learn we have collected or received Personal Data from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from a child under 18, please contact us at support@ExcessSpread.com.
Generally We collect several types of information from and about users of our Website (“Personal Data”):
Company does not ask you to provide, and we do not knowingly collect, any special categories of Personal Data from you.
Our processing of your personal data may include automated decision making which may produce a legal effect concerning you or similarly significantly affect you. The algorithms used for our automated decision making relate to your creditworthiness as a tenant.
We use information that we collect about you or that you provide to us, including any Personal Data: • to present our Website and their contents to you; • to provide you with information, products, or services that you request from us; • to fulfill any other purpose for which you provide it; • to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; • to notify you about changes to our Website or any products or services we offer or provide though them; • to allow you to participate in interactive features on our Website; • in any other way we may describe when you provide the information; and • for any other purpose with your consent. With your consent, we may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you. If you wish to consent to this use, please check the relevant box located on the form on which we collect your data. If you wish to change your choice, you may do so at any time by logging into the Website and adjusting our user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request at email@example.com. For more information, see Choices About How We Use and Disclose Your Information. We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your Personal Data for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
California Civil Code Section 1798.83 (California’s “Shine the Light” law) permits users of our Website that are California residents and who provide Personal Data in obtaining products and services for personal, family, or household use to request certain information regarding our disclosure of Personal Data to third parties for their own direct marketing purposes. If applicable, this information would include the categories of Personal Data and the names and addresses of those businesses with which we shared your Personal Data with for the immediately prior calendar year (e.g. requests made in 2019 will receive information regarding such activities in 2018). You may request this information once per calendar year. To make such a request, please send an email to firstname.lastname@example.org or write us at: ExcessSpread.com, 111 Town Square Place, Suite 1210, Jersey City, NJ 07310. California law permits minors under the age of 18 to request the removal of your User Contributions, subject to certain exceptions. If you are under the age of 18 in California, you may contact us using the Contact Information below (if you contact us via email, please use the subject “California Eraser Law Request”). We may not remove your User Contributions that we are required to retain under any federal or state law, or that have been provided to a third party. While we will do our best to remove a minor’s information upon a valid request, we cannot ensure the complete or comprehensive removal of your User Contributions from our Website or any information that has been republished, copied, downloaded, or reposted by any third party, and we cannot guarantee that any such information may not be accessible to users of the Internet in the future. We do not advertise or market any of the products or services identified in California Business and Professionals Code Section 22580(i) to users who we have actual knowledge are under 18 years of age.
We also may use automated data collection technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). Some web browsers permit you to broadcast a signal to websites and online services indicating a preference that they “do not track” your online activities. At this time, we do not honor such signals and we do not modify what information we collect or how we use that information based upon whether such a signal is broadcast or received by us.
We have implemented measures designed to secure your Personal Data from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment will be encrypted using SSL technology. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Data, we cannot guarantee the security of your Personal Data transmitted to our Website. Any transmission of Personal Data is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
Company will retain your Personal Data for the entire time that you keep your account open. After you close your account, we may retain your Personal Data: • for as long as necessary to comply with any legal requirement; • on our backup and disaster recovery systems in accordance with our backup and disaster recovery policies and procedures; • for as long as necessary to protect our legal interests or otherwise pursue our legal rights and remedies; and • for data that has been aggregated or otherwise rendered anonymous in such a manner that you are no longer identifiable, indefinitely.